Life Happens. Be Prepared!

Life Happens. Be Prepared!

Throughout my childhood, as throughout most, I was fascinated with sports. Growing up I played catcher in baseball and a running back in football.  I remember coaches in both sports telling me “in your position you are the ‘Coach’ on the field.” From then on, I took their words to heart and have done my best to be a leader both on and off the field in every aspect of life.

Shortly after I turned 13 I became an insulin dependent, or Type I, diabetic.  This had a tremendous impact on me. Most teenagers see no end to their lives; I no longer knew how much time I had left.  I went from being invincible–as we all were growing up–to developing the realization that I was vulnerable and could be hurt, ill, or die at any time.

Not wanting to feel any worse than the diabetes made me aware of, on not only a daily basis, but also a moment-to- moment basis, I soon stopped playing sports.  But I never forgot the lessons I learned along the way.  Such as:

  • Leadership
  • Getting up when Knocked Down
  • Focus on the Bigger Picture
  • Discipline, and
  • Teamwork

As a frequent patient of the medical community, I soon realized, how fractured the system is. The lack of communication or teamwork between the doctors, nurses, dieticians, patient, and insurance carriers leads to fractured care, higher overall medical expenses through repeated tests in defensive medical practice and higher out of pocket costs for patients.  The frustration of the system both as a high risk patient and an insurance professional led initially to a lot of frustration both personally and professionally.  I realized that there was a void in the system, rather, no coach on this playing field, and it would be my job to fill it.

Our bodies are complex systems and as my father would say, “You only know what you know”.  So, while an Endocrinologist knows diabetes they have to send you to a Cardiologist if you have heart related issues.  If the two of them do not communicate, then there is waste in repeated testing, frustration by the patient and higher costs to the patient and insurance carriers.

I started to ask myself “Where is the coach?” and “Who is watching the overall system?”  All parties involved are just as “guilty”, the patients, medical community and insurance carriers for not doing their part to the benefit of the end user… the patient.  In a fractured system the team players are across town; they aren’t client centered with rewards for improved behavior and outcomes.  They are all independent and yet very much inter-related.  I began to realize that as the end user, I needed to become the coach.

At Beatrice Insurance Agency (BIA), I took those lessons I learned in sports and dealing with one of the dreaded diseases (Diabetes) into how I run my business and how we treat our clients.  We are a client-focused agency.

At BIA we want to be your coach in the insurance industry.  It is our job to understand where you are, hear and listen to where you want to be, and then develop strategies on how to get you there, utilizing the strengths of your team.  It is also the coach’s job to revisit the progress along the way, through education, personalization, wellness and changing behavior by bringing in the appropriate “specialists” in Financial Planning, Health insurance, and Property and Casualty along the way, looking at your overall well-being. It is our job to help you win.

Life happens. Be prepared!