Multigenerational family outdoors in Northern Kentucky

Independent Insurance Agency in Union, KY

Employee Benefits & Medicare in Northern Kentucky

Helping you be prepared for when life happens. Compare employee benefits, Medicare, and individual insurance with personal guidance from our independent agency in Union, Kentucky.

Locally owned since 2012 Licensed since 1995Agency owner Bob Beatrice has been a licensed health and life insurance agent since 1995.
Our Services

Employee Benefits, Medicare & Individual Insurance

We specialize in small business group benefits and Medicare guidance, alongside dependable health and life options. Explore our core services below.

Small business owners and employees reviewing employee benefits together in a bright office
For Small Businesses

Employee Benefits

Strategic group health, life, dental, vision, and disability plans tailored to small-business owners, acting as a dedicated extension of your office management or HR.

Learn More About Employee Benefits
Older couple enjoying a relaxed morning outdoors, representing Medicare guidance in Northern Kentucky
Medicare Guidance

Medicare Insurance

Compassionate, unbiased assistance understanding Medicare coverage choices, reviewing health needs, and navigating enrollment periods with personal clarity.

Learn More About Medicare Insurance
A young family spending time together at home, representing individual and family health coverage
Individual & Family

Health Insurance

Customized medical protection for self-employed professionals, growing households, and individuals navigating premiums, networks, and deductibles.

Learn More About Health Insurance
A family enjoying an outdoor moment together, representing life insurance and family protection
Family Protection

Life Insurance

Thoughtful guidance on term and permanent life insurance options designed to safeguard your family's future and provide dependable peace of mind.

Learn More About Life Insurance
A couple reviewing personal insurance coverage options together at a kitchen table
Dental, Vision & Travel

Specialized Health Options

Targeted supplemental protections including standalone dental and vision, income-protecting disability coverage, and health plans for travel outside the United States.

Learn More About Specialized Health Options
An insurance advisor reviewing renewal documents with a client at a desk
Ongoing Support

Policy Renewal Assistance

Ongoing administrative review, annual plan assessments, and hands-on help understanding renewal documents to keep your coverage aligned with changing needs.

Learn More About Policy Renewal Assistance
Two members of the Beatrice Insurance Agency team in Union, Kentucky
About Us

Local Guidance With a Personal Touch

Beatrice Insurance Agency is a locally owned, family-operated independent insurance agency established in 2012 in Union, Kentucky. Agency owner Bob Beatrice has been licensed in life and health insurance since 1995, bringing decades of practical industry experience and personal dedication to every client relationship.

Dedicated Employee Benefits Advocacy

We act as a reliable extension of your company’s HR or office management, structuring group health, dental, life, vision, and disability packages.

Clear, Objective Medicare Guidance

We walk alongside individuals approaching 65 or retirement, clarifying Medicare choices, networks, and enrollment timelines without high pressure.

Client Needs First, Beyond Enrollment

We treat your budget with the exact care we would give our own, providing dedicated year-round service when billing, renewal, or coverage questions arise.

Our Service Style

How We Work

Navigating insurance shouldn’t feel complicated or transactional. Here is our client-first approach to delivering meaningful guidance.

We take the time to listen before suggesting any policy. Whether you represent a 15-person company in Northern Kentucky or need Medicare options for yourself, we treat your business resources and personal budget with the same respect we give our own.
A Beatrice Insurance Agency advisor helping a client review coverage options
The John A. Roebling Suspension Bridge and Northern Kentucky riverfront near Cincinnati
Service Areas

Proudly Serving Our Local Region

Based in Union, Kentucky, Beatrice Insurance Agency is dedicated to helping individuals, families, and businesses across Northern Kentucky, Greater Cincinnati, and partner regions.

Northern Kentucky

Union, Florence, Walton, Covington, Burlington, Hebron, Fort Mitchell, Fort Wright, Independence, and Erlanger.

Greater Cincinnati

Cincinnati, Ohio and surrounding communities throughout the tri-state metropolitan region.

Southeast Indiana

Serving Dearborn County, Indiana through trusted local agent partnerships.

Central Kentucky

Supporting clients in Elizabethtown, Kentucky through established agent collaboration.

FAQs

Common Insurance Questions for Northern Kentucky Families & Businesses

Have questions about group health plans, Medicare eligibility, or renewing your coverage? Here are helpful answers from Bob Beatrice and Beatrice Insurance Agency.

Talk With an Agent About Your Coverage Needs

Whether you are a small-business owner evaluating employee benefits or an individual reviewing Medicare, health, or life options, Bob Beatrice and our Union team are here to help.

Bob Beatrice and LeeAnn Bentley of Beatrice Insurance Agency in Union, Kentucky