
Standard medical insurance does not cover everything. Beatrice Insurance Agency offers standalone dental, vision, income-protecting disability coverage, and travel health insurance for trips outside the United States — each explained clearly so you know what you are buying.
These are the confirmed specialized options we offer. We do not invent additional products, and we are careful not to overstate what travel or disability policies cover. We explain the specifics of each before you decide.
Dental plans that help cover routine cleanings, exams, X-rays, fillings, and crowns through established provider networks — available for individuals and families.
Vision plans that help cover annual eye exams, prescription lenses, contact lens fittings, and frame allowances at regional optometrists.
Helps replace a portion of your income if an illness or injury leaves you unable to work. Elimination periods, benefit durations, and definitions of disability vary by policy.
Designed to help with emergency medical care when you travel outside the United States, where many domestic plans offer limited or no coverage. Specifics vary by policy, so we review the details with you.

Many domestic health plans — including Medicare — provide little or no coverage once you leave the country. Travel health insurance is designed to help with emergency medical care abroad, but what each policy covers varies. We walk through the details so you understand the limits and benefits before you depart.
Straightforward guidance to safeguard your wellness and finances.
We review your existing coverage to see whether dental, vision, income protection, or overseas travel coverage is missing.
We explain available options and their terms so you can choose what fits your needs and budget without unnecessary extras.
We assist with application submission so your coverage is in place well before your next appointment or departure date.
Common questions about dental, vision, disability, and overseas travel health coverage.
Ask Bob Beatrice about dental, vision, disability, or international travel health coverage from Union, Kentucky.
