Independent Life & Health Guidance

Employee Benefits & Insurance Guidance for Every Stage of Life

Based in Union, Kentucky, Beatrice Insurance Agency helps small businesses explore employee benefits and guides individuals and families through Medicare, health, and life insurance options. Our independent agency brings personal attention and clear explanations to help you understand your choices.

Our Core Insurance Offerings

Explore our services to learn about available coverage and how our team can help you take the next step.

Small-business owner and employees reviewing benefits information together in a comfortable office
For Small Businesses

Employee Benefits

Strategic group health, life, dental, vision, and disability plans tailored to small-business owners, acting as a dedicated extension of your office management or HR.

Explore Employee Benefits Details
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Medicare Guidance

Medicare Insurance

Compassionate, unbiased assistance understanding Medicare coverage choices, reviewing health needs, and navigating enrollment periods with personal clarity.

Explore Medicare Insurance Details
A young adult couple reviewing health coverage paperwork with an advisor
Individual & Family

Health Insurance

Customized medical protection for self-employed professionals, growing households, and individuals navigating premiums, networks, and deductibles.

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Parents spending time with their child at home, reflecting family protection
Family Protection

Life Insurance

Thoughtful guidance on term and permanent life insurance options designed to safeguard your family's future and provide dependable peace of mind.

Explore Life Insurance Details
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Dental, Vision & Travel

Specialized Health Options

Targeted supplemental protections including standalone dental and vision, income-protecting disability coverage, and health plans for travel outside the United States.

Explore Specialized Health Options Details
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Ongoing Support

Policy Renewal Assistance

Ongoing administrative review, annual plan assessments, and hands-on help understanding renewal documents to keep your coverage aligned with changing needs.

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Independent Advantage

Personal Guidance From an Independent Agency

Insurance decisions can feel complicated. Our team takes time to understand your needs, explain available options, and help you compare coverage from the carriers we represent. For small businesses, we provide support that works alongside your office management or human resources team.

Small Business Benefit Support: Helping employers with plan explanations, employee enrollment, and annual renewal assistance.
Clear Medicare Guidance: Helping you understand coverage choices based on your healthcare needs and budget.
Local, Established Experience: Independent agency since 2012, with Bob Beatrice licensed in health and life insurance since 1995.
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FAQs

Frequently Asked Questions About Our Services

Common questions from local employers and families about life and health coverage.

Ready to Review Your Insurance Options?

Contact Bob Beatrice and our Union, KY office for friendly, knowledgeable advice regarding employee benefits, Medicare, health, or life coverage.

Bob Beatrice and LeeAnn Bentley of Beatrice Insurance Agency in Union, Kentucky