Senior couple reviewing their Medicare options together at a sunlit kitchen table
Our Highest Individual Priority • Medicare Guidance

Compassionate, Clear Medicare Guidance in Northern Kentucky

Approaching 65 or transitioning into retirement shouldn't feel overwhelming. Bob Beatrice offers patient, one-on-one Medicare guidance to help you understand your choices, review your doctors and prescriptions, and make decisions with confidence.

Understanding Your Medicare Options

Medicare has several distinct parts, each covering different aspects of care. We cut through the confusion and explain how these components work together in plain, everyday language — without pressure or rushed decisions.

Hospital Coverage

Part A

Helps cover inpatient hospital care, skilled nursing facility care, hospice, and some home health services.

Medical Coverage

Part B

Helps cover doctor services, outpatient hospital care, durable medical equipment, and many preventive screenings.

Private Plan Option

Medicare Advantage (Part C)

Plans offered by approved private companies that combine Part A and Part B, and often include Part D prescription benefits.

Prescription & Supplement

Part D & Medigap

Standalone prescription drug plans, plus Medicare Supplement policies that help with certain out-of-pocket costs.

Notice: We do not offer every plan available in your area, and the plans we represent can change. Please contact Medicare.gov or 1-800-MEDICARE for information on all available options. Beatrice Insurance Agency is an independent agency not affiliated with or endorsed by the U.S. government or the federal Medicare program.
How We Help

Personal Help Making Sense of Medicare

Medicare decisions are personal. We take the time to review your healthcare needs, your preferred doctors, and the prescriptions you rely on, then explain the options available through the carriers we represent in terms that make sense.

Bob Beatrice has been a licensed health and life insurance agent since 1995, and our locally owned agency has served Northern Kentucky since 2012. We treat your coverage decisions with the same care we would give our own family — patiently and without pressure.

A plain-language review of how the parts of Medicare fit together
Attention to your doctors, prescriptions, and annual budget
Support beyond enrollment, including questions at renewal
A friendly insurance advisor helping an older woman review Medicare coverage options at a kitchen table

How We Help You Navigate Medicare

A clear, straightforward approach designed to give you clarity and confidence.

01

Personal Needs Review

We review your healthcare situation, preferred doctors, prescriptions, and budget to understand what matters most to you.

02

Compare Available Options

We explain the options available through the carriers we represent, including premiums, copays, and formulary considerations, in plain English.

03

Enrollment & Ongoing Support

We guide you through enrollment paperwork and remain your local resource for questions and renewals throughout the year.

FAQs

Medicare Insurance FAQs

Common questions about understanding Medicare coverage choices and enrollment periods.

Schedule Your Personal Medicare Review

Bob Beatrice is here in Union, Kentucky to help you make confident decisions about your Medicare coverage.

Bob Beatrice and LeeAnn Bentley of Beatrice Insurance Agency in Union, Kentucky